Declaration

YOUR DUTY OF DISCLOSURE

You must tell us all information you know (or could reasonably be expected to know) which would influence the judgement of a prudent underwriter whether or not to accept your application, and if accepted, on what terms and at what cost.

Examples of information you may need to disclose include:

  • Anything that increases the risk of an insurance claim
  • Any criminal offence or traffic offence
  • Any insurance claim you have made in the past

If another insurer has cancelled or refused to renew insurance, or has imposed special terms

Examples of information you do not need to disclose include:

  • Anything that reduces the risk of an insurance claim
  • Anything we say you do not need to tell us about
  • Anything that is common knowledge

Anything you have already told us, or that we should be expected to know in the ordinary course of our business

 

Disclosure Chris

Disclosure Statement (financial adviser) - Name of financial adviser: Christopher Jon Ingerson Ingerson  Insurance  Brokers 736  Fergusson  Drive Upper Hutt Telephone number: 04 5273740 Fax number: 04 5273748 Email address: chris@iib.

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Disclosure Don

Disclosure Statement (financial adviser) - Name of financial adviser: Donald Sinclair Shepherd Ingerson Insurance Brokers 736  Fergusson  Drive Upper Hutt Telephone number: 04 5273740 Fax number: 04 5273748 Email address: don@iib.

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Disclosure Paul

Disclosure Statement (financial adviser) - Name of financial adviser: Paul Jon Ingerson Ingerson Insurance Brokers 736 Fergusson Drive Upper Hutt Telephone number: 04 5273740 Fax number: 04 5273748 Email address: paul@iib.

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